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frequently asked questions

Frequently Asked Questions

Whether you’re a seasoned real estate pro or new to the closing process, these FAQs cover the basics. Explore common questions to get clarity and confidence at every step of your transaction. Don’t see your question listed below? You can ask us here.

What is the purpose of title insurance?chesterfldtasg2025-06-13T18:35:30+00:00

What is the purpose of title insurance?

It’s an insurance policy you buy from a title insurance company when you buy a home or property. It protects you and your lender from loss if a property ownership dispute occurs. The title insurance company searches public records, such as liens, claims, deeds, tax records and maps, to make sure there are no problems in the title’s ownership and history for the property you are buying.

What type of policies do you have available?chesterfldtasg2025-06-13T18:35:40+00:00

What type of policies do you have available?

Owners Policy
Lenders Policy
Letter Report

What do I need to bring to my REFINANCE closing?chesterfldtasg2025-06-13T18:36:01+00:00

What do I need to bring to my REFINANCE closing?

Here’s what you should bring when closing on your refinance:

Current Driver’s License(s).
Social Security Number(s).
Cashiers check or money order payable to Chesterfield Title Agency (if Necessary).
Any conditions needed to completed your loan process.
A 3 day right of rescission may apply to your transaction.

What do I need to bring to my PURCHASE closing?chesterfldtasg2025-06-13T18:36:08+00:00

What do I need to bring to my PURCHASE closing?

Here’s what you should bring when closing on your refinance:

Current Drivers License(s)
Social Security Number(s)
Cashier’s check payable to Chesterfield Title Agency
Funds will be collected and disbursed.

What holidays are you always closed?chesterfldtasg2025-06-13T18:36:14+00:00

What holidays are you always closed?

We’re closed on all the normal banking holidays.

New Year’s Day
Memorial Day
Independence Day
Labor Day
Thanksgiving Day
Christmas Day

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Testimonials

Geri Tockstein

“The team at Chesterfield Title is so great to work with! Communication is very important to my clients and while going through a real estate transaction, I can always count on Chesterfield Title to keep me in the loop every step of the way. I trust the service my clients receive will be the highest quality…”

Scott A. Haggerty

“I love Chesterfield Title Agency, LLC for a number of reasons. I am confident that the staff have the commitment to keep my deals updated and on track. I really appreciate the quick response and consistent communication from my submitting a sale packet to the daily additions I might send pertaining to s specific transaction…”

Louise J. Rieffer

“Chesterfield Title ALWAYS makes me feel like I am their NUMBER ONE priority. It doesn’t matter what type of file or problem I bring to them – they handle it with expedited care and concern. My career in real estate could not exist without Chesterfield Title. Full stop.”